Products Portfolio Management Services

Full portfolio management by top portfolio managers

Custom-built to your financial goals, Ficus PMS offers end-to-end portfolio creation, ongoing management, and oversight—combining predictive insights, adaptive strategies, and disciplined risk control for resilient, long-term growth.

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Highlights of Portfolio Management Services

Expert team

Portfolios created and managed by top portfolio managers using predictive insights and disciplined risk control

Rebalance

Optimize existing portfolios with strategic rebalancing and performance insights aligned to evolving goals

Custom built

Custom portfolios built to your risk appetite, objectives, and timeline, with expert guidance from day one

Dual-currency

Structure portfolios in naira or U.S. dollars to flexibly manage exposure across currencies

Rewards perf

Performance-based fee rewards: 20% above equity benchmarks and 10% on fixed income, aligning manager success with yours

Portfolio Management is ideal for

Back of a fancy supercar

Recurring income

Generating reliable returns with income-yielding instruments designed to support ongoing financial needs and lifestyle objectives

Elegant gray monotone security door

Capital preservation

Protecting principal through disciplined risk management, diversification, and responsive market strategies

Gold bars

Capital appreciation

Growing wealth over time through carefully selected assets with strong upside potential, tailored to your time horizon and ambition

Why choose Portfolio Management Services

Minimum investment

Clients can access the service with a ₦50M or $100K minimum, designed for serious investors and institutions seeking high-touch oversight

Multi-currency flexibility

Portfolios can be structured in either naira or U.S. dollars, giving you the flexibility to manage exposure across currencies based on your goals

Tailored portfolio construction

Each portfolio is custom-built to match your unique risk appetite, financial objectives, and time horizon, backed by a dedicated investment policy statement

Performance-based fee

Includes a negotiable fee tier—20% above equity benchmark returns and 10% on fixed-income outperformance—aligning manager success with yours

Minimum investment horizon

A recommended holding period of two years ensures adequate time for strategic asset performance and balanced risk management

Stop-loss & risk guardrails

Automated stop-loss mechanisms and risk thresholds are embedded to manage downside exposure and maintain disciplined portfolio discipline

Investment terms & FAQs for Portfolio Management Services

Investment Terms

  • ₦50 million or $100,000 minimum entry
  • Negotiable fee terms based on investment size
  • Recommended minimum holding period of 2 years
  • Quarterly review and rebalancing of portfolio
  • Constant Tactical adjustments to market dynamics
  • Full oversight by Investment Management Committee
  • Customized Investment Policy Statement (IPS) for each client
  • Multi-asset allocation across equities, fixed income, cash, and alternatives
  • Three risk profile options: Conservative, Balanced, & Growth
  • Embedded Stop-loss and rebalancing mechanisms
  • Up to 2.5% management fee annually (negotiable)
  • Performance fee: 20% above equity benchmark, 10% for fixed income outperformance
  • Custom reporting schedule per client agreement
  • Multi-currency (USD and NGN) portfolio
  • Regular liquidity assessments and stress testing
  • Minimum cash reserves maintained per portfolio
  • Tiered liquidity framework
  • Access limited to accredited investors (per SEC Nigeria)
  • Full AML/KYC compliance
  • Governance by Investment and Risk & Compliance Committees

FAQs

Early withdrawals are possible, but we recommend a minimum holding period of 2 years for optimal performance and portfolio stability.

Yes. Ficus welcomes investments from cooperatives, coalitions or alliances operating under a single name. We do not treat multiple individual names separately; the internal structure and dynamics of the group are managed as one investment entity.

We use our proprietary Fulcrum risk assessment tool to diagnose your tolerance and investment goals, forming the basis of your portfolio strategy.

While returns are not guaranteed, Ficus prioritises capital preservation through diversification, stop-loss mechanisms and disciplined risk management aligned with your profile.

Yes. You select from three risk profiles—Conservative, Balanced or Growth (Aggressive)—and we build a tailored portfolio aligned with your chosen strategy.

Fees include an annual management fee of up to 2.5% and a performance-based fee of 20% above equity benchmarks or 10% for fixed-income outperformance.

Depending on your risk profile, portfolios may include equities, fixed income, cash and select alternative assets to balance returns and risk.

Yes. Subject to your portfolio strategy, additional capital contributions can be made and integrated into your existing allocation.

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